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Material Damage and Business Interruption Policy
The Material Damage and Business Interruption policy will provide competitive rates to all members. The facility is subject to a minimum basic
premium of R10 000 per annum.
Each member's business insurance requirements will be viewed on an
individual by individual basis.
Public Liability including Defective Workmanship and Products Liability (Compulsory)
The Public Liability covers have been packaged to provide the covers essential in the retail motor industry. This basic package ensures that there is realistic cover for a wide range of legal liabilities you may incur in the operation of your business.
MINIMUM SUMS INSURED as follows:
| Public Liability |
R
1 000 000 |
| Defective Workmanship |
R
1 000 000 |
| Products Liability |
R
1 000 000 |
| Motor Traders Liability |
R
1 000 000 |
| Wrongful Advices / Errors and
Omissions |
R
1 000 000 |
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| Excess |
R 2,500 |
Motor Fleet
Cover is available for all vehicles owned or leased. Quotes will be provided subject to the necessary information.
Motor Traders (Internal and External)
Cover is available for all customers’ vehicles operated by members in the course of their business operation. Quotes will be provided subject to the necessary information.
Roadside Assistance
Provision of Roadside Assistance is available to cover all participating RMI clients. This is not applicable to those operations who already participate in existing programmes.
CarSure
Let's say one of your vehicles is involved in an accident. Suddenly, you are without transportation. You have several choices. Go out and hire a car yourself. Persuade one of your more amiable friends to lend you theirs. Or give us a call. As a
RMI 4 Sure client, you are entitled to this additional service that we offer. If the vehicle is just for transportation, you will receive a Group B vehicle, for example, a Corolla 160 GL or equivalent with air conditioner and tape/radio. This will be speedily arranged. If you prefer a higher category vehicle from another group, this can also be arranged, but the additional costs will be carried by you.
If your vehicle is used for transporting goods, operating without one could be detrimental to your business. Well, for commercial vehicles, CarSure will pay up to R300 per day on an incurred basis. Because you know your business vehicle needs best, you may hire a commercial vehicle from your company of choice. If it's through CarSure, however, we can arrange preferential rates.
Unfortunately, nothing lasts forever. With CarSure, you will be entitled to free car hire for up to 30 days while your regular vehicle is being repaired or replaced. If however, you do need an extension, this can be negotiated with your CarSure consultant.
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